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Category Archives: Uncategorized

Benefits BUZZ Sept. 2011

Survey: 71 Percent of Employers to Conduct Passive Open Enrollment In a recent survey by consulting firm HighRoads, 71 percent of respondents hold “passive” benefits enrollments (as opposed to “active”), allowing employees to automatically renew most of their plans. Though … Continue reading

Legislative Brief: Health Care Reform – Health Plan Summary of Benefits and Coverage

The Patient Protection and Affordable Care Act (PPACA) requires health plans and health insurance issuers to provide participants with a summary of benefits and coverage no later than March 23, 2012. The summary of benefits and coverage does not replace … Continue reading

Resources to Compare Health Care Costs

Get educated to choose cost-effective health care. The cost of quality health care is burdensome for many individuals and families, especially when a new illness is diagnosed or an unexpected procedure is needed. One way to help control health care … Continue reading

Transform Your Summer Cookout

Warm weather means outdoor get-togethers and cookouts, but it can be tough to eat nutritiously surrounded by hot dogs, potato salad and pie. Use these tips to incorporate health and safety into your summer parties. Safety First With all-day events, … Continue reading

Get Active Outside

Getting the recommended amount of physical activity every day doesn’t have to be a chore. An easy way to make activity fun for the whole family is playing outside. Getting outdoors is a great way for your family to enjoy … Continue reading

Calm before the storm: Workers may no longer use FSAs for OTC drugs

As many employers navigate their first months of compliance with the Patient Protection and Affordable Care Act, it could be assumed that employees are enjoying the quiet before the storm – patients taking advantage of “free” preventive care visits to … Continue reading

IRS Delays Enforcement of Nondiscrimination Rules for Insured Health Plans

The Internal Revenue Service on Dec. 22, 2010, announced in Notice 2011-1 that compliance with the Patient Protection and Affordable Care Act’s nondiscrimination rules for health insurance plans will be delayed until regulations or other administrative guidance has been issued. … Continue reading

Workplace Wellness: Why Promote Wellness?

Wellness issues important to you – brought to you by the insurance specialists at TMC Insurance Group. What is Workplace Wellness? Workplace wellness refers to the education and activities that a worksite may do to promote healthy lifestyles to employees … Continue reading

Health Care Reform: IRS Q&As on OTC Drugs and Debit Cards

The Patient Protection and Affordable Care Act (PPACA) changed the rules for reimbursement of over-the-counter (OTC) medicines and drugs through plans such as health flexible spending arrangements (FSAs) and health reimbursement arrangements (HRAs). After December 31, 2010, OTC medicines and … Continue reading

Plan Implementation

Securing the best insurance package for your business begins with planning. Analyzing all your risks is critical to successful implementation of your employer group benefits.

Data Analysis

Data analysis allows you to manage and reduce your claims activity. By analyzing your losses, we can help you develop cost containment strategies and employee communication campaigns.

Communications

Understanding the increased complexity of employee benefits is a challenge. Staying abreast of the issues you face and developing strategies to meet the constant demands of business can give you a competitive edge.